Credit Freeze: What is it and When Does it Makes Sense?
If you’ve applied for credit or a job, you know how essential your credit report is. Lenders rely heavily on them for evaluating your financial history to determine if you qualify for a loan or […]
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Using Tax-Loss Harvesting to Minimize Capital Gains Taxes
So far, in 2023, investors are enduring a bit of a roller coaster ride, with stocks producing gains through mid-year and sliding into losses toward yearend. While stock market downturns are inevitable, there’s no way […]
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10 Benefits of Dollar Cost Averaging
Concerns about volatility and competing demands for your money can make investing challenging. Dollar cost averaging (DCA) is an investment strategy where you invest a fixed amount of money at regular intervals, regardless of the […]
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Your Final Gift: A Checklist for End-of-Life Planning
Peace of mind is a final gift you can give your loved ones—affording them the knowledge of your end-of-life wishes. Creating a plan for your loved ones when you die is an essential part of […]
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5 Tips for Choosing the Right Health Insurance Plan During Open Enrollment (Medicare)
The complex Medicare landscape makes enrollment a daunting process. There are so many options to consider, each with its own medical and financial implications. Whether you’re new, or reassessing a current plan, the Open Enrollment […]
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Let the Tax Tail Guide, Not Govern, the Investment Dog: Balancing Investment Strategies and Tax Considerations for the Savvy Retiree
As we approach the latter part of the year, it’s essential to focus on the coming tax season and how the changing tax landscape might affect our financial decisions. This year, President Biden’s budget for […]
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Tax-Smart Investing: How to Minimize Taxes on Your Investments
For high-income earners, taxes can seem like a constant drain on their hard-earned investment returns. However, with the right strategies, you can minimize your tax burden and keep more of your money working for you. […]
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Spring Cleaning Your Finances
Did you know that according to the Cleveland Clinic, the mental health benefits of “Spring Cleaning”—the annual practice that prioritizes decluttering and organizing one’s living space—can have positive psychological effects? It appears that the process […]
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The Best Financial Plan is the One You Can Follow: A Study on Risk Tolerance
Let’s talk about something that doesn’t get the recognition it deserves—risk tolerance. This is a crucial part of developing a financial plan that works for you and helps you achieve your longer term goals. The […]
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Step-Up in Basis Definition and What it Means to You
Estate planning looks different for every client. For those with young children, it might mean designating a guardian and preparing for their financial future. For others, it will mean choosing someone to handle the administration […]
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