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Graduation & Beyond: Developing Strong Financial Behaviors – 06/07/2025

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John Berkley and his daughter Krista Berkley, a financial advisor, provide essential financial guidance for recent graduates and young adults. They stress the importance of developing strong financial behaviors, including setting short-term and long-term goals, creating a budget, and establishing an emergency fund.
The discussion also emphasizes investing early to leverage the time value of money, and critically examines the true cost of education, noting its significant financial impact, especially with student loans. Advice includes avoiding unnecessary splurges, managing credit card debt, and utilizing company 401k matches. The episode encourages open financial conversations and seeking mentorship.

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